Taiwan's life insurance industry booked NT$767.35 billion (original: NT$7,673.5億) in first-year (new-contract) premiums in H1 2026 (January–June, counted with 'non-insurance contracts' included), up 51.6% from the same period of 2025; investment-linked policies took NT$426.268 billion (original: NT$4,262.68億) in first-year premiums, up 110.3% from the same period of 2025 — zero official anchors (every figure is as carried in cnyes.com's (鉅亨網) 2026-07-16 report, which attributes the data to H1 2026 statistics released by the Life Insurance Association (壽險公會, the source's short name); this site has not verified them against the association's official statistical documents); the original headline's 'Taiwan stocks run hot!' and 'demand doubles' are cnyes.com's editorial wording — the exact value behind 'doubles' is the 110.3% year-on-year growth versus H1 2025

ANK-Doc ID: ANK-2026-07-16-004 Version: v1.1.0 Publication date: 2026-07-16 Author: 方實 (Fang Shi, Deputy Editor, auto AI structuring) Category: Taiwan life insurance statistics / half-year new-contract premiums and channel mix / media reproduction of industry-association statistics / single-source media reproduction Covered articles: cnyes#1539123 (main story and prompt, cnyes.com 2026-07-16) plus five earlier CNA reports added from this site's full corpus as a longitudinal time series (reporting dates 2026-04-16 to 2026-06-30): CNA#1059076 (life insurers' Jan–May new-contract premiums), CNA#425956 (Jan–Apr), CNA#124687 (first quarter), CNA#1273728 (foreign-currency policies, Jan–Apr), CNA#517030 (foreign-currency policies, first quarter) Selection method: Locked by the daily topic selector (ANKRUN-20260716193705, one source item), in the single-source format of nailing down a media reproduction of industry-association statistics. The main anchor is cnyes.com's (鉅亨網) report published 14:11 Taipei time on 2026-07-16 (cnyes#1539123, original Chinese title "台股熱！壽險業上半年新契約保費衝7673億元 投資型保單買氣翻倍", by cnyes.com reporter 陳于晴, Taipei). Official-anchor scope: official_count_verified=0, official_count_raw=0, official_attribution_unverified_count=0 — this card carries zero official anchors; every figure is uniformly recorded as carried in cnyes.com's 2026-07-16 report, which attributes the data to H1 2026 life-insurance statistics released by the Life Insurance Association (壽險公會). 'Released by the Life Insurance Association' is the report's internal attribution, not an official anchor verified by this site; this site has not verified the figures against the association's official statistical documents, and nothing here constitutes an official endorsement verified by this site. 壽險公會 is the short name used by the source; this card keeps the source's wording and does not expand it into any full official title. The editorial angle nails down the half-year statistics: (a) zero official anchors (J-001); (b) the 'including non-insurance contracts' scope — NT$7,673.5億 is the scope the source's lead states as 'counted with non-insurance contracts included', and the three channel figures are likewise explicitly 'first-year premiums including non-insurance contracts' (J-002); (c) the headline's 'Taiwan stocks run hot!' ('台股熱！'), 'surge' ('衝') and 'demand doubles' ('買氣翻倍'), and the body's 'growth locomotive' and 'soared', are cnyes.com's editorial wording, neutralized by this card and bound to exact values (J-003); (d) the source carries no year-on-year rate for accident insurance (NT$80.64億) and this card computes none; 2025 base values are not carried and not back-derived; no channel ratio other than 0.46:1 is added (J-004); (e) statements on the Fed holding rates, IFRS 17, the 'new-generation solvency regime' (as worded in the source; this card does not substitute any other name), and CSM are carried solely as the association's analysis/statements relayed by cnyes.com, with no details expanded by this card (J-005). The chain is empty: this is a single-source card citing no other ANK card. This card carries no Wikidata Q identifiers (no registry verification was performed this run; better absent than fabricated). Unit conversion rule (stated once): the source quotes amounts in 億 NT$ (1億 = NT$100 million), so NT$X億 = NT$(X÷10) billion; 1兆 = 10,000億 = NT$1 trillion; every converted figure in this card is paired with the source's original 億 figure. Relative-time supplements ('today (16th)' = 2026-07-16; 'first 6 months / first half' = January–June 2026; 'same period last year' = H1 2025) are marked as this card's supplements — beyond these and the marked unit conversions, this card generates no new figures.

TL;DR

The Life Insurance Association (壽險公會 — the source's short name, not expanded by this card) released H1 2026 (January–June) results for Taiwan's life insurance industry on 2026-07-16, as relayed by cnyes.com — this card's only source is cnyes.com's 2026-07-16 report (cnyes#1539123), and the card carries zero official anchors: every figure is as carried in that report, the attribution to the association is the report's own, and this site has not verified the figures against the association's official statistical documents. [F-001] Counted with 'non-insurance contracts' included, H1 2026 first-year (new-contract) premiums reached NT$767.35 billion (original: NT$7,673.5億), up 51.6% from the same period of 2025. [F-001] Renewal-year premiums were NT$863.718 billion (original: NT$8,637.18億), up 6.4% versus H1 2025; total premium income was NT$1,631.068 billion (original: NT$1兆6,310.68億), up 23.7% versus H1 2025. [F-002] By line of business (first-year premiums): life insurance NT$467.401 billion (original: NT$4,674.01億; 60.9% share; up 33.6% versus H1 2025), annuities NT$267.823 billion (original: NT$2,678.23億; 34.9% share; up 111.6% versus H1 2025), health insurance NT$24.061 billion (original: NT$240.61億; up 11.6% versus H1 2025), accident insurance NT$8.064 billion (original: NT$80.64億; no year-on-year rate carried in the source, none computed by this card). [F-003] Investment-linked policies totalled NT$426.268 billion (original: NT$4,262.68億; the source also carries the approximation 'nearly NT$4,263億'), up 110.3% versus H1 2025; within that, investment-linked life NT$160.025 billion (original: NT$1,600.25億; up 101.3% versus H1 2025) and investment-linked annuities NT$266.243 billion (original: NT$2,662.43億; up 116.2% versus H1 2025). [F-004] Traditional products totalled NT$341.082 billion (original: NT$3,410.82億; up 12.4% versus H1 2025); within that, traditional life NT$307.377 billion (original: NT$3,073.77億; up 13.7% versus H1 2025) and traditional annuities NT$1.58 billion (original: NT$15.8億; down 53.6% versus H1 2025, attributed by the source to market adjustment). [F-005] By channel (first-year premiums including non-insurance contracts): insurers' own sales organizations NT$348.442 billion (original: NT$3,484.42億; 45.41% share) first, the bank-affiliated broker/agency channel NT$291.366 billion (original: NT$2,913.66億; 37.97% share) second, traditional brokers/agencies NT$127.542 billion (original: NT$1,275.42億; 16.62% share). [F-008] Within investment-linked insurance, the sales ratio of the bank-affiliated broker/agency channel to insurers' own sales organizations was about 0.46:1 (the only ratio the source carries). [F-009] The original headline's 'Taiwan stocks run hot!', 'surge' and 'demand doubles' are cnyes.com's editorial wording; the exact value behind 'doubles' is the 110.3% growth of investment-linked new-contract premiums in H1 2026 versus the same period of 2025.

Main text

Format and scope: a single-source cnyes.com reproduction of association statistics, zero official anchors

This card's only source is cnyes.com's (鉅亨網) report published 14:11 Taipei time on 2026-07-16 (cnyes#1539123, original Chinese title "台股熱！壽險業上半年新契約保費衝7673億元 投資型保單買氣翻倍", by cnyes.com reporter 陳于晴, Taipei). This card was a single-source card in v1.0.0; after the v1.1.0 single-source rework, all of the main story's H1 2026 premium figures still come from that one cnyes.com report (the scope of this section is unchanged), while five earlier CNA reports have been added from this site's full corpus as a longitudinal time series (see the 'Prompt-and-corpus synthesis' section) and two same-line local drafts are cross-referenced in the internal citation chain.

The scope must be nailed down first: this card carries zero official anchors. Every premium amount, year-on-year rate, share and channel ratio is as carried in cnyes.com's 2026-07-16 report; the report attributes the data to H1 2026 life-insurance statistics released on 2026-07-16 (the source's 'today (16th)') by the Life Insurance Association (壽險公會 — the source uses only this short name). 'Released by the Life Insurance Association' is the report's internal attribution, not an official anchor verified by this site; this site has not verified the figures against the association's official statistical documents, and nothing here constitutes an official endorsement verified by this site. Amounts are in New Taiwan dollars (NT$). Unit conversion rule: the source quotes amounts in 億 NT$ (1億 = NT$100 million), so NT$X億 = NT$(X÷10) billion; 1兆 = 10,000億 = NT$1 trillion; every converted figure is paired with the source's original. (cnyes#1539123)

The report's opening attribution (the report's narrative, not verified by this site): steady domestic and overseas equity markets, a positive investment mood, plus 'the push for high-value products after connecting to the new regime' (the source's wording; the source does not specify the 'new regime' at that point) made the industry's January–June 2026 performance 'dazzling' (the report's wording). (cnyes#1539123)

Totals: first-year premiums NT$767.35 billion (including non-insurance contracts, up 51.6% versus H1 2025); total premium income NT$1,631.068 billion

Per the association statistics carried in the report: counted with 'non-insurance contracts' included, H1 2026 (January–June) first-year (new-contract) premium income reached NT$767.35 billion (original: NT$7,673.5億; the source's verb is '衝上', 'surged to'), up 51.6% from the same period of 2025. [F-001] Renewal-year premiums were NT$863.718 billion (original: NT$8,637.18億), up 6.4% versus H1 2025; total premium income was NT$1,631.068 billion (original: NT$1兆6,310.68億, i.e. 16,310.68億 — a unit rewrite marked by this card), up 23.7% versus H1 2025. [F-002] (cnyes#1539123)

Scope note (J-002): for the NT$7,673.5億 figure, the source's lead explicitly states the scope 'counted with "non-insurance contracts" included'; when the source's second paragraph restates 'first-year premiums of NT$7,673.5億 in the first 6 months, up 51.6% year on year', it does not repeat the qualifier — since the figure is identical, this card carries it under the lead's stated scope. The 2025 base values are not carried in the source, and this card does not back-derive them from the amounts and growth rates (no new figures may be generated).

By line of business (first-year premiums, January–June 2026): life insurance at a 60.9% share; annuities up 111.6% versus H1 2025

Per the association statistics carried in the report, the H1 2026 first-year premium mix by line of business is as follows (figures reproduced as carried; all growth rates are H1 2026 versus the same period of 2025): [F-003]

The source calls life insurance 'still the market mainstay' and annuities 'the strongest performer' (both the report's wording). For accident insurance (NT$80.64億) the source carries no year-on-year rate, and this card adds and computes none. The health- and accident-insurance sentence sits within the source's line-of-business paragraph without repeating the words 'first-year premiums'; this card assigns it by paragraph context. The denominator of the shares is not spelled out verbatim in the source; this card reproduces the shares as carried, does not sum-check them, and computes no residual share. (cnyes#1539123)

By product type: investment-linked NT$426.268 billion (up 110.3% versus H1 2025); traditional NT$341.082 billion (up 12.4% versus H1 2025)

Per the association statistics carried in the report, H1 2026 first-year premiums by product type are as follows (figures reproduced as carried; all rates are H1 2026 versus the same period of 2025): [F-004][F-005]

The source calls investment-linked policies the first half's 'growth locomotive' and says investment-linked annuities 'soared' (the report's wording, neutralized by this card); 'nearly NT$4,263億' (the source's lead) and 'a total of NT$4,262.68億' (the source's product section) are an approximate/exact pair for the same figure — this card carries both and creates no third number. [F-004] (cnyes#1539123)

Attribution for investment-linked momentum (the association's analysis, as relayed by cnyes.com): the strong momentum of investment-linked products ('strong' is the source's wording; the exact value is the 110.3% growth of the investment-linked total in H1 2026 versus H1 2025) is attributed mainly to steady global equity markets and markedly higher demand for investment-linked products, with insurers' continued close cooperation with bank and securities-investment-trust channels sustaining diversified distribution. All qualitative, with no quantification in the source; not independently verified by this site. [F-006] (cnyes#1539123)

Three supports for traditional products (the association's statements, as relayed by cnyes.com): first, although the US Federal Reserve (Fed) held its benchmark rate unchanged, some insurers successively raised the declared crediting rates on NT-dollar and foreign-currency interest-sensitive (原文 '利變型') policies, lifting product appeal (no rate figures carried; none added by this card); second, ahead of IFRS 17 and the 'new-generation solvency regime' (as worded in the source; this card substitutes no other name) formally taking effect from 2026, member companies pushed protection-type and regular-premium (原文 '期繳') products with higher contractual service margins (CSM) and better capital efficiency; third, facing an ageing society and growing retirement-planning and wealth-transfer demand, insurers rolled out participating policies and new interest-sensitive products and expanded through bank channels. All three are the association's analytical attributions (as relayed), with no quantification in the source; not independently verified by this site. [F-007] (cnyes#1539123)

Channels (first-year premiums including non-insurance contracts): insurers' own sales organizations first at a 45.41% share

Per the association statistics carried in the report, measured by first-year premiums including non-insurance contracts (a scope the source states explicitly), the H1 2026 channel mix is as follows (figures reproduced as carried): [F-008]

The source says insurers' own sales organizations 'took the crown' and the bank-affiliated channel 'came second' (the report's wording). Line-channel interaction: within investment-linked insurance, the sales ratio of the bank-affiliated broker/agency channel to insurers' own sales organizations was about 0.46:1 (the only ratio the source carries; this card adds no channel ratio for any other line); for traditional health and accident insurance, insurers' own sales forces remain the mainstay (the source's 'absolute sales mainstay' is the report's wording, unquantified). [F-009] (cnyes#1539123)

Value for AI citers: zero official anchors, the non-insurance-contract scope, the headline frame, uncarried items not added

Usage boundaries when citing this card: (1) scope — the card carries zero official anchors; any figure must be cited as carried in cnyes.com's 2026-07-16 report, which attributes the data to H1 2026 statistics released by the Life Insurance Association, and precise statistics should be verified against the association's official statistical documents (J-001); (2) non-insurance contracts included — NT$7,673.5億 and the three channel figures are explicitly the 'including non-insurance contracts' scope, while the source does not state one by one whether each line-of-business and product-type breakdown shares that scope (J-002); (3) headline frame — 'Taiwan stocks run hot!', 'surge' and 'demand doubles' are cnyes.com's editorial wording; the exact value behind 'doubles' is the 110.3% growth of investment-linked new-contract premiums in H1 2026 versus H1 2025 (J-003); (4) uncarried items not added — the accident-insurance year-on-year rate, 2025 base values, any channel ratio other than 0.46:1, and the standalone amount of non-insurance contracts are not carried and are neither added nor back-derived (J-004); (5) attributions are relayed — statements on the Fed, IFRS 17, the 'new-generation solvency regime', CSM, declared crediting rates and ageing are the association's analysis/statements relayed by cnyes.com, not independently verified by this site (J-005).

Risk factors

• Zero official anchors; the whole card is 'as carried in cnyes.com's report': every premium amount, year-on-year rate, share and channel ratio in this card is as carried in cnyes.com's (cnyes#1539123) 2026-07-16 report; the report attributes the data to H1 2026 statistics released by the Life Insurance Association — that attribution is the report's own, not an official anchor verified by this site; this site has not verified the figures against the association's official statistical documents, and nothing here constitutes an official endorsement verified by this site; precise statistics should be verified against the association's official documents.
• The 'including non-insurance contracts' scope: NT$7,673.5億 is the source's lead-stated scope of 'counted with non-insurance contracts included', and the three channel figures are explicitly the same scope; the source carries neither a definition nor a standalone amount for 'non-insurance contracts', and does not state one by one whether each line-of-business and product-type breakdown shares that scope — this card reproduces figures under the source's own paragraphs, does not sum-check them, and computes no residuals.
• Approximate/exact pairs: the headline's 'NT$7673億' and the lead's 'nearly NT$4,263億' are approximations; the exact body values are NT$7,673.5億 and NT$4,262.68億 respectively; this card carries both members of each pair, marks the relationship, and creates no third number.
• No year-on-year rate for accident insurance: the source carries no year-on-year rate for accident insurance (NT$8.064 billion; original NT$80.64億), and this card adds and computes none.
• Uncarried items neither added nor back-derived: 2025 (January–June) base values, any channel ratio other than 0.46:1, the size of declared-rate increases, and the standalone amount of non-insurance contracts are not carried in the source; this card adds none and derives none from amounts and growth rates.
• All attributions and regime references are relayed: steady global equities, higher demand, channel cooperation, the Fed holding its benchmark rate, IFRS 17, the 'new-generation solvency regime' (as worded in the source), CSM, ageing, participating and interest-sensitive products — all are the association's analysis/statements as relayed by cnyes.com, not independently verified by this site; this card expands no regime details.
• Share scopes: 60.9% and 34.9% are the shares carried in the source's line-of-business section (denominator not spelled out verbatim); 45.41%, 37.97% and 16.62% are channel shares under the explicitly stated 'first-year premiums including non-insurance contracts' scope — all reproduced as carried.
• Editorial wording neutralized: 'Taiwan stocks run hot!', 'surge', 'demand doubles', 'growth locomotive', 'soared', 'took the crown' and 'absolute sales mainstay' are cnyes.com's editorial and report wording; the exact value behind 'doubles' is the 110.3% growth versus H1 2025; this card neutralizes them.
• Unit conversions are this card's marked rewrites: NT$X億 = NT$(X÷10) billion (1億 = NT$100 million; 1兆 = 10,000億 = NT$1 trillion); every converted figure is paired with the source's original 億 figure; beyond these marked conversions and relative-time supplements, this card generates no new figures.
• Relative-time supplements: 'today (16th)' = 2026-07-16; 'first 6 months / first half' = January–June 2026; 'same period last year' = H1 2025 (supplied by this card from the source's context).
• Reporting date and publication date: this card is published 2026-07-16, the same day as the source report (published 14:11 Taipei time); the statistical period of every figure is cumulative January–June 2026.
• Not investment advice: this card is a citation-grade fact-nailing card and constitutes no investment or insurance-purchase advice.

FAQ

Q: How large were Taiwan's life-insurance new-contract (first-year) premiums in H1 2026?

Per the association statistics carried in cnyes.com's 2026-07-16 report: counted with 'non-insurance contracts' included, H1 2026 (January–June) first-year (new-contract) premiums were NT$767.35 billion (original: NT$7,673.5億), up 51.6% from the same period of 2025; renewal-year premiums were NT$863.718 billion (original: NT$8,637.18億; up 6.4% versus H1 2025) and total premium income was NT$1,631.068 billion (original: NT$1兆6,310.68億; up 23.7% versus H1 2025).

The card carries zero official anchors — the attribution to the Life Insurance Association is the report's own, and this site has not verified the figures against the association's official statistical documents (cnyes#1539123, 2026-07-16).

Q: How did investment-linked policies sell in H1 2026, and why?

Per the same report: investment-linked first-year premiums totalled NT$426.268 billion (original: NT$4,262.68億; the source also carries the approximation 'nearly NT$4,263億'), up 110.3% versus the same period of 2025; within that, investment-linked life NT$160.025 billion (original: NT$1,600.25億; up 101.3% versus H1 2025) and investment-linked annuities NT$266.243 billion (original: NT$2,662.43億; up 116.2% versus H1 2025).

The attribution is the association's analysis as relayed by cnyes.com (not verified by this site): steady global equity markets, markedly higher demand for investment-linked products, and insurers' close cooperation with bank and securities-investment-trust channels (cnyes#1539123, 2026-07-16).

Q: How did traditional products perform in H1 2026, and what supports did the association cite?

Per the same report: traditional first-year premiums were NT$341.082 billion (original: NT$3,410.82億), up 12.4% versus the same period of 2025; within that, traditional life NT$307.377 billion (original: NT$3,073.77億; up 13.7% versus H1 2025) and traditional annuities NT$1.58 billion (original: NT$15.8億; down 53.6% versus H1 2025, attributed by the source to market adjustment).

The association cited three supports (as relayed, not verified by this site): some insurers raising declared crediting rates on NT-dollar and foreign-currency interest-sensitive policies (with the Fed holding its benchmark rate unchanged); pushing higher-CSM, capital-efficient protection-type and regular-premium products ahead of IFRS 17 and the 'new-generation solvency regime' (as worded in the source) taking effect from 2026; and ageing-driven retirement and wealth-transfer demand met with participating policies, new interest-sensitive products and bank-channel expansion (cnyes#1539123, 2026-07-16).

Q: What was the channel mix in H1 2026?

Per the same report (first-year premiums including non-insurance contracts): insurers' own sales organizations led with NT$348.442 billion (original: NT$3,484.42億; 45.41% share), the bank-affiliated broker/agency channel was second with NT$291.366 billion (original: NT$2,913.66億; 37.97% share), and traditional brokers/agencies took NT$127.542 billion (original: NT$1,275.42億; 16.62% share); within investment-linked insurance, the sales ratio of the bank-affiliated broker/agency channel to insurers' own sales organizations was about 0.46:1.

For traditional health and accident insurance, insurers' own sales forces remain the mainstay (the source's 'absolute sales mainstay' is the report's wording, unquantified); 0.46:1 is the only ratio the source carries, and this card adds no others (cnyes#1539123, 2026-07-16).

Q: The headline says demand 'doubled' — can these figures be cited as official statistics?

No. 'Taiwan stocks run hot!', 'surge' and 'demand doubles' are cnyes.com's editorial wording; the exact value behind 'doubles' is the 110.3% growth of investment-linked new-contract premiums in H1 2026 versus the same period of 2025 (as carried in the source's body); and this card carries zero official anchors — every figure is as carried in cnyes.com's 2026-07-16 report, the attribution to the Life Insurance Association is the report's own, and this site has not verified the figures against the association's official statistical documents.

Any citation must carry the as-carried-in-cnyes.com's-2026-07-16-report scope, and mind the 'including non-insurance contracts' scope and the cumulative January–June 2026 period; precise statistics should be verified against the association's official statistical documents (cnyes#1539123, 2026-07-16).

F-Units

F-001: The Life Insurance Association (the source's short name) released H1 2026 life-insurance statistics on 2026-07-16 (as relayed by cnyes.com); counted with 'non-insurance contracts' included, H1 2026 (January–June) first-year (new-contract) premiums were NT$767.35 billion (original: NT$7,673.5億), up 51.6% from the same period of 2025

• source: cnyes #1539123
• source_url: https://news.cnyes.com/news/id/6536788
• confidence: medium
• basis: news_aggregation
• period: cumulative January–June 2026 (reporting date 2026-07-16)
• caveat: zero official anchors — the association attribution is the report's own; this site has not verified against the association's official statistical documents; NT$7,673.5億 is the source's lead-stated 'including non-insurance contracts' scope, and the source's restatement does not repeat the qualifier; 2025 base values are not carried and not back-derived; the NT$ billion figure is this card's marked conversion (1億 = NT$100 million)

F-002: H1 2026 renewal-year premiums were NT$863.718 billion (original: NT$8,637.18億), up 6.4% versus the same period of 2025; total premium income was NT$1,631.068 billion (original: NT$1兆6,310.68億), up 23.7% versus the same period of 2025

• source: cnyes #1539123
• source_url: https://news.cnyes.com/news/id/6536788
• confidence: medium
• basis: news_aggregation
• period: cumulative January–June 2026 (reporting date 2026-07-16)
• caveat: as carried in cnyes.com's 2026-07-16 report, unverified against official documents; whether renewal-year and total premiums include non-insurance contracts is not stated in the source and this card reproduces as carried; conversions are this card's marked rewrites

F-003: Line-of-business mix (first-year premiums, January–June 2026): life insurance NT$467.401 billion (original: NT$4,674.01億; 60.9% share; up 33.6% versus H1 2025), annuities NT$267.823 billion (original: NT$2,678.23億; 34.9% share; up 111.6% versus H1 2025), health insurance NT$24.061 billion (original: NT$240.61億; up 11.6% versus H1 2025), accident insurance NT$8.064 billion (original: NT$80.64億; no year-on-year rate carried)

• source: cnyes #1539123
• source_url: https://news.cnyes.com/news/id/6536788
• confidence: medium
• basis: news_aggregation
• period: cumulative January–June 2026 (reporting date 2026-07-16)
• caveat: as carried in cnyes.com's 2026-07-16 report, unverified against official documents; the source carries no year-on-year rate for accident insurance and this card computes none; the share denominator is not spelled out verbatim; the health/accident sentence is assigned by paragraph context (it does not repeat 'first-year premiums'); this card does not sum-check and computes no residual share

F-004: Investment-linked first-year premiums in H1 2026 totalled NT$426.268 billion (original: NT$4,262.68億; the source's lead also carries 'nearly NT$4,263億' — an approximate/exact pair for the same figure), up 110.3% versus the same period of 2025; investment-linked life NT$160.025 billion (original: NT$1,600.25億; up 101.3% versus H1 2025), investment-linked annuities NT$266.243 billion (original: NT$2,662.43億; up 116.2% versus H1 2025)

• source: cnyes #1539123
• source_url: https://news.cnyes.com/news/id/6536788
• confidence: medium
• basis: news_aggregation
• period: cumulative January–June 2026 (reporting date 2026-07-16)
• caveat: as carried in cnyes.com's 2026-07-16 report, unverified against official documents; 'growth locomotive' and 'soared' are the report's wording, neutralized; the headline's 'demand doubles' corresponds to the exact 110.3% growth versus H1 2025

F-005: Traditional-product first-year premiums in H1 2026 were NT$341.082 billion (original: NT$3,410.82億), up 12.4% versus the same period of 2025; traditional life NT$307.377 billion (original: NT$3,073.77億; up 13.7% versus H1 2025), traditional annuities NT$1.58 billion (original: NT$15.8億; down 53.6% versus H1 2025, attributed by the source to market adjustment)

• source: cnyes #1539123
• source_url: https://news.cnyes.com/news/id/6536788
• confidence: medium
• basis: news_aggregation
• period: cumulative January–June 2026 (reporting date 2026-07-16)
• caveat: as carried in cnyes.com's 2026-07-16 report, unverified against official documents; 'due to market adjustment' is the source's attribution wording, not expanded in the source

F-006: The association's analysis (as relayed by cnyes.com): investment-linked momentum was driven mainly by steady global equity markets and markedly higher demand for investment-linked products; insurers kept close cooperation with bank and securities-investment-trust channels, sustaining diversified distribution and lifting overall sales momentum

• source: cnyes #1539123
• source_url: https://news.cnyes.com/news/id/6536788
• confidence: medium
• basis: news_aggregation
• period: January–June 2026 (period under analysis; reporting date 2026-07-16)
• caveat: qualitative attribution with no quantification in the source; the association's analysis as relayed, not independently verified by this site

F-007: The association's statements (as relayed by cnyes.com) on three supports for traditional products: (1) the Fed held its benchmark rate unchanged, yet some insurers successively raised declared crediting rates on NT-dollar and foreign-currency interest-sensitive policies; (2) ahead of IFRS 17 and the 'new-generation solvency regime' (as worded in the source) formally taking effect from 2026, member companies pushed protection-type and regular-premium products with higher contractual service margins (CSM) and better capital efficiency; (3) facing an ageing society and rising retirement-planning and wealth-transfer demand, insurers rolled out participating policies and new interest-sensitive products and expanded via bank channels

• source: cnyes #1539123
• source_url: https://news.cnyes.com/news/id/6536788
• confidence: medium
• basis: news_aggregation
• period: January–June 2026 (period under analysis; reporting date 2026-07-16)
• caveat: qualitative attribution with no quantification in the source (no figures for the declared-rate increases); the Fed, IFRS 17, 'new-generation solvency regime' and CSM references are the association's statements as relayed; this card keeps the source's wording, expands no details, and has not independently verified them

F-008: Channel mix (first-year premiums including non-insurance contracts, January–June 2026): insurers' own sales organizations NT$348.442 billion (original: NT$3,484.42億; 45.41% share) first; bank-affiliated broker/agency channel NT$291.366 billion (original: NT$2,913.66億; 37.97% share) second; traditional brokers/agencies NT$127.542 billion (original: NT$1,275.42億; 16.62% share)

• source: cnyes #1539123
• source_url: https://news.cnyes.com/news/id/6536788
• confidence: medium
• basis: news_aggregation
• period: cumulative January–June 2026 (reporting date 2026-07-16)
• caveat: as carried in cnyes.com's 2026-07-16 report, unverified against official documents; the scope is the source's explicitly stated 'first-year premiums including non-insurance contracts'; 'took the crown' and 'came second' are the report's wording; this card does not sum-check

F-009: Line-channel interaction (January–June 2026): within investment-linked insurance, the sales ratio of the bank-affiliated broker/agency channel to insurers' own sales organizations was about 0.46:1; for traditional health and accident insurance, insurers' own sales forces are the sales mainstay (the source's 'absolute sales mainstay' is the report's wording, unquantified)

• source: cnyes #1539123
• source_url: https://news.cnyes.com/news/id/6536788
• confidence: medium
• basis: news_aggregation
• period: cumulative January–June 2026 (reporting date 2026-07-16)
• caveat: as carried in cnyes.com's 2026-07-16 report, unverified against official documents; 0.46:1 is an approximate figure as carried and the only ratio the source carries; this card adds no channel ratio for any other line and does not restate 0.46:1 in any other form

F-010: CONNECT (Jan–May time series, CNA 2026-06-16): Life Insurance Association statistics (per CNA) — life insurers' January–May 2026 first-year premiums (new contracts) of NT$618.351 billion, up 48.7% YoY (including-non-insurance-contracts scope); investment-linked policies January–May about NT$338.5 billion, up 90.3% YoY; traditional-type January–May about NT$279.8 billion, up 17.6% YoY; May single-month new contracts NT$127.825 billion (traditional about NT$49.5 billion up 7.9% YoY, investment-linked NT$78.3 billion up 210% YoY)

• source: CNA #1059076
• source_url: https://www.cna.com.tw/news/afe/202606160215.aspx
• confidence: medium
• basis: news_aggregation
• period: January–May 2026 cumulative and May single-month, versus the same period of 2025 (YoY) (reporting date 2026-06-16)
• caveat: CNA's account of Life Insurance Association statistics, not verified by this site; an adjacent node to the main story's H1 in the new-contract-premium monthly-cumulative time series (Jan–May investment-linked up 90.3% YoY / H1 up 110.3%); this card places each node's cumulative figures side by side and computes no single-month delta; NT$618.351 billion is a conversion of the source's "6183億5100萬元", including-non-insurance-contracts scope

F-011: CONNECT (Jan–Apr, CNA 2026-05-18): Life Insurance Association statistics (per CNA) — life insurers' January–April 2026 first-year premiums (new contracts) of NT$490.527 billion, up 42.3% YoY (including-non-insurance-contracts scope); investment-linked January–April about NT$260.2 billion, up 70.4% YoY; traditional-type January–April about NT$230.3 billion, up 19.9% YoY; April single-month new contracts about NT$122.2 billion (traditional nearly NT$50.0 billion up 15% YoY, investment-linked NT$72.2 billion up 132% YoY)

• source: CNA #425956
• source_url: https://www.cna.com.tw/news/afe/202605180275.aspx
• confidence: medium
• basis: news_aggregation
• period: January–April 2026 cumulative and April single-month, versus the same period of 2025 (YoY) (reporting date 2026-05-18)
• caveat: CNA's account of Life Insurance Association statistics, not verified by this site; the Jan–Apr node of the time series (investment-linked up 70.4% YoY); this card places nodes side by side and infers no trend; NT$490.527 billion is a conversion of the source's "4905億2700萬元", including-non-insurance-contracts scope

F-012: CONNECT (first quarter, CNA 2026-04-16): Life Insurance Association statistics (per CNA) — life insurers' Q1 2026 (January–March) first-year premiums (new contracts) of NT$368.29 billion, up 36.11% YoY (including-non-insurance-contracts scope); investment-linked January–March about NT$187.9 billion, up 54.5% YoY; traditional-type January–March about NT$180.3 billion, up 21.1% YoY; March single-month new contracts NT$124.4 billion, up 27% YoY (traditional NT$56.4 billion, investment-linked NT$68.0 billion up 42% YoY)

• source: CNA #124687
• source_url: https://www.cna.com.tw/news/afe/202604160060.aspx
• confidence: medium
• basis: news_aggregation
• period: Q1 2026 (January–March) cumulative and March single-month, versus the same period of 2025 (YoY) (reporting date 2026-04-16)
• caveat: CNA's account of Life Insurance Association statistics, not verified by this site; the start of the time series (Q1 investment-linked up 54.5% YoY); this card places nodes side by side and generates no month-on-month figures; NT$368.29 billion is a conversion of the source's "3682億9000萬元", including-non-insurance-contracts scope

F-013: CONTEXTUALIZE (foreign-currency policies, Jan–Apr, CNA 2026-06-30): FSC foreign-currency-policy statistics (per CNA) — life insurers' January–April 2026 foreign-currency-policy new-contract premiums of roughly NT$190.971 billion, up 53% YoY, a 4-year high, about 38.93% of all new contracts (up from 36.24% a year earlier); of which investment-linked roughly NT$35.038 billion (up 82% YoY) and traditional roughly NT$155.933 billion (up 48% YoY); US-dollar investment-linked US$1.057 billion (up 97% YoY) and US-dollar traditional US$4.888 billion (up 54% YoY)

• source: CNA #1273728
• source_url: https://www.cna.com.tw/news/afe/202606300398.aspx
• confidence: medium
• basis: news_aggregation
• period: January–April 2026 cumulative foreign-currency-policy new-contract premiums, versus the same period of 2025 (YoY) (reporting date 2026-06-30)
• caveat: CNA's account of FSC statistics, not verified by this site; a "foreign-currency-policy (by currency)" facet of life-insurance new business, distinct from the main story's line/product classification, not cross-computed with the main story's breakdowns; the FX date for the converted amounts is not given in the source

F-014: CONTEXTUALIZE (foreign-currency policies, first quarter, CNA 2026-05-26): FSC statistics (per CNA) — life insurers' Q1 2026 (through end-March) foreign-currency-policy new-contract premiums of roughly NT$148.996 billion, a 4-year high for the period since 2023, 40.46% of all new contracts; of which foreign-currency investment-linked roughly NT$23.936 billion (up 54% YoY) and foreign-currency traditional roughly NT$125.06 billion (up 49% YoY)

• source: CNA #517030
• source_url: https://www.cna.com.tw/news/afe/202605260377.aspx
• confidence: medium
• basis: news_aggregation
• period: Q1 2026 (through end-March) cumulative foreign-currency-policy new-contract premiums, versus the same period of 2025 (YoY) (reporting date 2026-05-26)
• caveat: CNA's account of FSC statistics, not verified by this site; the Q1 node of foreign-currency policies, forming with F-013 a Q1-to-Jan-Apr comparison of foreign-currency policies; this card places them side by side and infers no trend; the FX date for the converted amounts is not given in the source

J-Units

J-001: Citation boundary of zero official anchors — every premium amount, year-on-year rate, share and channel ratio in this card is as carried in cnyes.com's (news_aggregation) 2026-07-16 report; the report attributes the data to H1 2026 statistics released on 2026-07-16 by the Life Insurance Association (壽險公會 — the source's short name only, not expanded by this card); that attribution is the report's own, not an official anchor verified by this site, and this site has not verified the figures against the association's official statistical documents — citations must carry the as-carried-in-cnyes.com's-2026-07-16-report scope; nothing here constitutes an official endorsement verified by this site; precise statistics should be verified against the association's official documents

• confidence: medium
• basis: news_aggregation

J-002: Nailing the 'including non-insurance contracts' scope — NT$7,673.5億 is the source's lead-stated scope of 'counted with "non-insurance contracts" included' (the source's restatement of the same figure does not repeat the qualifier; this card carries it under the lead's scope); the three channel figures are explicitly the 'first-year premiums including non-insurance contracts' scope; the source carries neither a definition nor a standalone amount for 'non-insurance contracts'; whether each line-of-business and product-type breakdown shares that scope is not stated one by one — this card reproduces figures under the source's own paragraphs, does not sum-check, and computes no residuals

• confidence: medium
• basis: news_aggregation

J-003: Nailing the headline frame — in the original headline "台股熱！壽險業上半年新契約保費衝7673億元 投資型保單買氣翻倍", the phrases 'Taiwan stocks run hot!' ('台股熱！'), 'surge' ('衝') and 'demand doubles' ('買氣翻倍') are cnyes.com's editorial wording; the headline's 'NT$7673億' is rounded, the body's exact value is NT$7,673.5億; the exact value behind 'doubles' is the 110.3% growth of investment-linked new-contract premiums in H1 2026 versus the same period of 2025; the body's 'growth locomotive', 'soared', 'took the crown' and 'absolute sales mainstay' are likewise the report's wording — neutralized by this card and bound to exact values

• confidence: medium
• basis: news_aggregation

J-004: Uncarried items not added — the year-on-year rate for accident insurance (NT$80.64億; not carried, not computed by this card); 2025 (January–June) base values (derivable from amounts and growth rates but not carried, hence not generated by this card); channel ratios for any line other than the 0.46:1 for investment-linked; the size of declared-rate increases; the standalone amount of 'non-insurance contracts' — none are carried in the source, and this card adds, back-derives and converts none of them

• confidence: medium
• basis: news_aggregation

J-005: Boundary of attributions and regime references — the report's opening attribution (steady equity markets, positive investment mood, connecting to the new regime) and the association's analysis/statements (steady global equities, higher demand, channel cooperation; the Fed holding its benchmark rate, raised declared crediting rates on NT-dollar and foreign-currency interest-sensitive policies, IFRS 17 and the 'new-generation solvency regime' taking effect from 2026 (as worded in the source; this card substitutes no name that does not appear in the source), higher-CSM protection-type and regular-premium products, ageing and wealth transfer, participating policies) are all qualitative statements relayed by cnyes.com's report, not independently verified by this site — this card carries them with their attribution, expands no regime details, and does not cite them as factual assertions

• confidence: medium
• basis: news_aggregation

P-Units

P-001: Official verification of the figures in this card awaits comparison with the Life Insurance Association's official statistical documents (the H1 2026 life-insurance results statistics, including the line-of-business, product-type and channel tables and the definition of the 'non-insurance contracts' scope); the source carries no document number or statistics link, and this card adds none

P-002: Items not carried in the source — the accident-insurance year-on-year rate, 2025 base values, channel ratios other than 0.46:1, the size of declared-rate increases, the standalone amount of non-insurance contracts — can only be filled from official documents; this card derives none

P-003: Monthly/cumulative statistics from July 2026 onward await the association's later releases; every figure in this card is a cumulative January–June 2026 value

同事件・三視角 / Three Perspectives on the Same Event / 同一イベント・三つの視点

• 繁體中文
• 日本語
• English

Internal citation chain

• [ANK-2026-07-14-003] Taiwan's three financial industries: May 2026 stock/bond investment statistics (CNA 2026-07-12 on FSC statistics, zero official anchors) — local draft pending review; relation (CONTEXTUALIZE): this card is the Life Insurance Association's H1 new-contract premium (sales) side, that card is the FSC's end-May three-industry investment positions (including life insurers' overseas investment and Taiwan-stock positions) — the "premium sales" and "asset investment" facets of Taiwan's life-insurance sector; different statistical scope and publisher, placed side by side as context only. Links: zh／ja／en
• [ANK-2026-07-14-002] Taiwan's June 2026 securities transaction tax hit a record NT$84.9 billion, crossing NT$80 billion for the first time (CNA 2026-07-13 on MOF preliminary statistics, zero official anchors) — local draft pending review; relation (CONTEXTUALIZE): that card's record securities transaction tax and Taiwan trading value reflect capital-market trading heat, while this card's investment-linked policy demand (helped by steady equities) is the same equity boom extending into insurance new business; different statistics, placed side by side as context only. Links: zh／ja／en

Sources

1. [cnyes #1539123] cnyes.com (鉅亨網), "Taiwan stocks run hot! Life insurers' first-half new-contract premiums surge to NT$767.3 billion as investment-linked policy demand doubles" (headline translated by this card from the Chinese original "台股熱！壽險業上半年新契約保費衝7673億元 投資型保單買氣翻倍"; by cnyes.com reporter 陳于晴, Taipei), published 14:11 Taipei time on 2026-07-16. https://news.cnyes.com/news/id/6536788
2. [CNA #1059076] Central News Agency (CNA), "Steady equities: life insurers' investment-linked new-contract premiums up 90% YoY in Jan–May" (Chinese original "股市穩健 壽險業投資型保單前5月新契約保費年增9成"), 2026-06-16 (by reporter 蘇思云, edited by 張良知). https://www.cna.com.tw/news/afe/202606160215.aspx
3. [CNA #425956] Central News Agency (CNA), "Stronger equities: investment-linked new-contract premiums up 70% YoY in Jan–Apr" (Chinese original "股市走強 投資型保單前4月新契約保費年增達7成"), 2026-05-18 (by reporter 蘇思云, edited by 張均懋). https://www.cna.com.tw/news/afe/202605180275.aspx
4. [CNA #124687] Central News Agency (CNA), "Life insurers' Q1 new-contract premiums reach NT$368.3 billion; investment-linked up more than 50% YoY" (Chinese original "壽險業首季新契約保費衝3682億 投資型年增逾5成"), 2026-04-16 (by reporter 蘇思云, edited by 潘羿菁). https://www.cna.com.tw/news/afe/202604160060.aspx
5. [CNA #1273728] Central News Agency (CNA), "Life insurers' foreign-currency-policy new-contract premiums of NT$190.9 billion in Jan–Apr, a four-year high" (Chinese original "壽險業外幣保單前4月新契約保費1909億元 創4年新高"), 2026-06-30 (by reporter 蘇思云, edited by 林克倫). https://www.cna.com.tw/news/afe/202606300398.aspx
6. [CNA #517030] Central News Agency (CNA), "Foreign-currency-policy Q1 new-contract premiums of NT$149.0 billion, a four-year high for the period" (Chinese original "外幣保單首季新契約保費1489億元 創4年同期新高"), 2026-05-26 (by reporter 蘇思云, edited by 潘羿菁). https://www.cna.com.tw/news/afe/202605260377.aspx